| Insurance Law> Property Insurance> Exclusions Generally |
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| (Business Property Insurance Policy Exclusions)More... |
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| Declaratory Relief |
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| A declaratory judgment action may be brought by a plaintiff who is unsure of his legal right to recover from a defendant. This type of action is available to both an insured and an insurer to determine each party's rights, duties, obligations, and liabilities under an insurance policy.More... |
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| Insurance Agents' Acts Binding on Insurer |
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| In order for an insurer to be bound by a misrepresentation of an agent, an insured usually needs to show the nature of the misrepresentation, the insured's reasonable reliance on the misrepresentation, and the prejudice to the insured if the insurer could deny the effect of the misrepresentation. As long as the reliance is reasonable, the insurer may be liable even if there is contrary language in the policy. More... |
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| Health Care Crimes |
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| Insureds have an obligation to be truthful when dealing with their insurers in relation to their claims under insurance policies. However, insureds sometimes attempt to submit fraudulent bills in order to recover under their health insurance policies. In response to such actions, federal legislation was passed to make certain acts related to health care claims illegal.
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| The CGL Policy Exclusion for Damage to the Insured's Property |
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| The standard comprehensive general liability policy insures a business against liability arising from personal injury or property damage suffered by a third party. Various exclusions are included in the CGL policy, including Exclusion J -- Damage to Property, that are designed to limit coverage to third party injury or damage. More... |
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